Learning Solutions
Our robust curriculum of comprehensive learning solutions is aligned with industry and risk management best practices and is designed to provide you with scalable, flexible support.
Retail Lending
Retail Lending describes the role that consumer credit plays within the bank and community, and provides participants with tools and techniques for identifying your customer’s borrowing needs. It includes a decision-making framework to evaluate the borrower’s financial strength and risks.
It also helps you to readily identify affordable, customer-centric financing solutions so that you can make effective credit decisions. Furthermore, you will learn how to design an effective debt collection and monitoring strategy for the retail lending portfolio. And, finally, the course explains how to help your organization recognize the potential for loan losses sooner and improve its debt recovery process while minimizing the cost of recovery.
The course is delivered in a “bite-size,” mobile friendly format. It includes a range of activities and job aids that create an engaging and enjoyable learning experience and that will make it easy to transfer the skills learned to the job.
What will you learn by taking this course?
- Anticipate your customer’s borrowing needs based on their personal life cycle stage and wealth phase.
- Recognize the risks associated with different types of retail credit facilities, including credit cards and mortgages.
- Recommend suitable and affordable credit products based on your customer’s borrowing needs and repayment capacity.
- Identify vulnerable customers and support them during the credit application process.
- Use independent sources for investigation and verification of the customer’s credit application.
- Underwrite retail credit facilities, monitor their performance over time, and design effective debt collection and credit loss recognition strategies.
With Moody’s eLearning:
- You will remain engaged in training, thanks to our interactive, multimedia lessons and quizzes
- You elevate your professional currency by completing a course from a globally recognized leader in the retail credit risk training space
- You develop skills you can immediately apply on the job and instantly transform your performance
Product Brochure
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Regards,
Moody's Client Services Team
View Our Course Catalog
- Retail lenders
- Consumer lenders
- Mortgage specialists and brokers
- Credit analysts and underwriters
- Branch managers
- Financial advisors
If you are looking for India training courses or seminars, please check this link: Certifications tailored for India
