Understanding Personal Cash Flow (UPCF - US GAAP version)

What is Understanding Personal Cash Flow?

Understanding Personal Cash Flow—ideal for wealth managers, private and personal bankers, consumer lenders and small business lenders—explores the intricacies of using personal financial statements and U.S. tax returns to identify assets and liabilities and locate, evaluate and calculate cash flow.

The course is replete with hands-on exercises that encourage participants to apply what they’ve learned, so that they exit training ready to immediately transfer new skills to the job.

What will you learn by taking this course?

Assess personal financial statements and identify assets that could serve as collateral
Adjust a borrower’s balance sheet to more accurately reflect liquidity, leverage and net worth
Evaluate a borrower’s personal tax return and K-1s to determine cash, noncash and pass-through items
Reduce risk in lending transactions involving high-net-worth individuals

With Moody’s eLearning:

You have direct access to a lending expert via our unique Email a Mentor feature
You can download a comprehensive Reference Guide, replete with job aids and tools that you can use on the job
You elevate your professional currency by completing a course from a globally recognized leader in the credit training space